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1969tammy0 Junior Reefer



Joined: 20 Jan 2008 Posts: 34 Location: Florida
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Post subject: Children worries |
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Hi all, hope you are ready, for us to start popping questions. I will try to keep them short and sweet.
Our youngest Daughter, has Disability's. She needs to see a Doctor twice a year, as she has Spina-Bifida, Scoliocis, and Developmental delays. These conditions are not server, just need to keep a check on her now and again.
In Florida, it's private health care, and will not Insure persons, with a pre existing condition. Would we have the same problem in Tenerife ?
My second Question is, does the school's have a good special needs program, for kids like her ?
Thanks Tammy.
PS. Sorry about the spelling, you will get use to it. 
Last edited by 1969tammy0 on Thu Jan 24, 2008 5:23 pm; edited 1 time in total |
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Thu Jan 24, 2008 2:56 pm
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strippersrus Supreme Reefer



Joined: 18 Feb 2006 Posts: 4246 Location: tenerife
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Some spanish schools have special facilities for children with special needs.. I know theres one in El Medano.
You would need to have a look around in the area you want to live....OR live in the area that has the schools with the ability to help your child.
I know that some schools put on extra lessons and extra help for children that learn at a slower pace....Our school put on extra FREE spanish lessons so that children can adapt easier and quicker.
The health systyem over here is different than in UK....You can have Private medical insurance ...this is handy when you first arrive as you will have a job that pays for you social care. Once you have a job with a CONTRACT, then the social payments should commence and you will get the benefit of the social care system.
You would have to check with the Insurance companies here if they will cover your daughters special needs.
BUT if you work and pay local taxes and social then you may get the checks and so forth done on the health system free....BUT chek it out first... _________________ Find out more at www.myspacetenerife.com
Stripps
Where the party starts.....
www.tenerifehennights.com |
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Thu Jan 24, 2008 4:27 pm
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rob Moderator



Joined: 08 Aug 2004 Posts: 7620 Location: Tenerife
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The insurance companies will not cover existing conditions. Your only hope is to get into the Spanish system either through self employment or through full employment. _________________ .
Who am I? Follow the myspacetenerife link under my avatar.
Remember: You don't stop laughing because you grow old, You grow old because you stop laughing. |
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Thu Jan 24, 2008 5:03 pm
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1969tammy0 Junior Reefer



Joined: 20 Jan 2008 Posts: 34 Location: Florida
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Thanks for the info guys. Would you say the Spanish NHS, is as good as our's in the UK ?
We have said, if we have too, we would just fly back to the UK, to have her seen, as it's only twice a year.
Thanks again Tammy |
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Thu Jan 24, 2008 5:32 pm
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rob Moderator



Joined: 08 Aug 2004 Posts: 7620 Location: Tenerife
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Having just been in hospital with DVT I can say the service is excellent although the food was YUK! _________________ .
Who am I? Follow the myspacetenerife link under my avatar.
Remember: You don't stop laughing because you grow old, You grow old because you stop laughing. |
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Thu Jan 24, 2008 6:06 pm
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strippersrus Supreme Reefer



Joined: 18 Feb 2006 Posts: 4246 Location: tenerife
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In my opinion and experience....it is actually beter here than UK..lol
I have had to go in with my son for an emergency and they were fantastic. I also had to go in with my husband when he sliced his hand open lol....and they were very good then too.
My friend has had a lot of experience with her son wno was in hospital for 8 months.......and she said they were excellent and could not praise them enough. _________________ Find out more at www.myspacetenerife.com
Stripps
Where the party starts.....
www.tenerifehennights.com |
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Thu Jan 24, 2008 6:26 pm
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jenny Senior Moderator



Joined: 29 Aug 2005 Posts: 5267
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I have had a child in the south hospital which I don't recommend (it is private but until the public hospital gets finished it also deals with social patients). I also had an operation for an ectopic pregnancy several years ago in the north and the staff and services were excellent. Of course, it is easier again if you speak Spanish as many Doctors will refuse to speak English and ask you to take a translator. If you have private insurance, the south hospital have their own translators.
A friend of mine has Crohn's disease and had an operation in the north. She then went on to have two children by Cesarean and the hospital had her digestive surgeon on standby should anything go wrong - thankfully it didn't. _________________ Who am I? Find out more here: http://www.myspacetenerife.com/index.php?page=view_profile&id=17
I will make this day a happy one for I alone can determine what kind of day it will be. |
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Thu Jan 24, 2008 7:24 pm
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1969tammy0 Junior Reefer



Joined: 20 Jan 2008 Posts: 34 Location: Florida
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Thanks for the replies. Here in Florida you have to pay between $50.00 and $85.00, before the Doctor even sees you.
I think we all, will be in need of a doctors visit, once we move from here. Four years of wrapping the kids up in cotton wool, so they don't have a accident. Doctors bills are so high. It's cost $15.000 if you brake a leg, over here.
One of the many reasons we want to sell up, and move on.
Thank's again Tammy |
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Thu Jan 24, 2008 8:33 pm
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strippersrus Supreme Reefer



Joined: 18 Feb 2006 Posts: 4246 Location: tenerife
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Thats a lot of money !!!!!!!!!!!!!!!!!!!!!
My friend pays out for private insurance and the payments are around 140€ a month for her family...2 adults and 1 child.
BUT if you dont have insurance or social the you will be billed....they will still treat you but will charge. Someone I used to work with got charged a fortune because they had ambulances, medical treatment and so forth. They were charged for every different person they saw and literally down the pills they were given.
Get some sort of insurance or pay the social costs....definitely worth it. _________________ Find out more at www.myspacetenerife.com
Stripps
Where the party starts.....
www.tenerifehennights.com |
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Thu Jan 24, 2008 8:54 pm
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Dianne Pro Reefer



Joined: 07 Aug 2007 Posts: 670 Location: Bonnie Scotland
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Strips,
That price is not too bad, do you know if that covers everything...... I mean dental, doctors, hospital visits etc and is there a set limit to what you can claim in a year..... ( not that anyone wants to have to use this but you do have to think about and cover for ALL eventualities dont you ?? ) _________________ im back in Tenerife soon........ yepeeeeeeeee  |
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Thu Jan 24, 2008 9:14 pm
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strippersrus Supreme Reefer



Joined: 18 Feb 2006 Posts: 4246 Location: tenerife
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Dental.....lol NO
Dental cover overe here IMHO is not worth the paper it is written on.
Dental care is all private...if you are on the social you get a slight dicount...but thats about it.
You can get seperate dental ..but still not that great... _________________ Find out more at www.myspacetenerife.com
Stripps
Where the party starts.....
www.tenerifehennights.com |
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Thu Jan 24, 2008 10:52 pm
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Dianne Pro Reefer



Joined: 07 Aug 2007 Posts: 670 Location: Bonnie Scotland
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Strips,
so even kids still at school have to pay private for dental, is this correct. _________________ im back in Tenerife soon........ yepeeeeeeeee  |
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Fri Jan 25, 2008 9:11 am
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strippersrus Supreme Reefer



Joined: 18 Feb 2006 Posts: 4246 Location: tenerife
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As far as I know everyone has to pay for dental.
You get discounts with the social....but I know people who have paid private insurance for dental then still had to pay the cost of treatments because it only covered their initial test.
Check it out though .....BUT some companies will mislead you ...just so you take their cover. _________________ Find out more at www.myspacetenerife.com
Stripps
Where the party starts.....
www.tenerifehennights.com |
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Fri Jan 25, 2008 9:26 am
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Dianne Pro Reefer



Joined: 07 Aug 2007 Posts: 670 Location: Bonnie Scotland
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Thanks Stripps. _________________ im back in Tenerife soon........ yepeeeeeeeee  |
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Fri Jan 25, 2008 4:47 pm
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jenny Senior Moderator



Joined: 29 Aug 2005 Posts: 5267
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On the Social Security anyone can have a check up and teeth pulled. Nothing else is covered.
With private, each company is different. Like Stripps says, check before taking out insurance. _________________ Who am I? Find out more here: http://www.myspacetenerife.com/index.php?page=view_profile&id=17
I will make this day a happy one for I alone can determine what kind of day it will be. |
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Tue Jan 29, 2008 12:30 pm
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